Jovanna Bearden3 days ago2 minWhat is a Reaffirmation Agreement?The 341 Meeting Information Sheet provides a great explanation of what a Reaffirmation Agreement is: “Even if a debt can be discharged,...
Jovanna BeardenMay 81 minI’ve been sued, can I still wipe the debt out in Bankruptcy?People are often worried that when a creditor sues them it’s too late for bankruptcy to help. Don’t worry, it’s not too late - you still...
Jovanna BeardenApr 172 minWhat happens at a Bankruptcy Court date and why is it called “Meeting of Creditors”?Whether you file a Chapter 7 or Chapter 13 bankruptcy, you will be required to attend at least one court date, and this is your Section...
Jovanna BeardenApr 102 minWhat should I bring to a consultation about bankruptcy?After scheduling that much anticipated first meeting with a bankruptcy attorney, you want to be prepared so you can get as much...
Jovanna BeardenApr 22 minIf I file a bankruptcy will I lose my house?This is a very common question, and for good reason. You need a home, and you don’t want to jeopardize it trying to get out from under...
Jovanna BeardenMar 262 minDo I make too much money to file a bankruptcy?I get this question a lot, and the short answer is an attorney's favorite: "It depends." Both Chapter 7 and Chapter 13 are impacted by...
Jovanna BeardenMar 192 minWhat is Equity?When you are planning on filing a bankruptcy, a question your attorney is going to talk to you about is the equity you have in your...
Jovanna BeardenMar 122 minMy car was repossessed, what can I do?Are you worried because your car creditor has contacted you and threatened to repossess your car? Or maybe the worst has happened and you...
Jovanna BeardenMar 62 minI’m being Garnished, what can I do?It’s a bad day when you open your mail or get a letter from HR that says your wages are about to be garnished. You have to act fast to...
Jovanna BeardenMar 32 minWhat I wish people knew about credit scoresPeople treat their credit scores like a prized plant - caring for it, watering it, pruning it, hoping to grow it into a big and strong...
Jovanna BeardenFeb 272 minAm I a Bad Person for Filing a Bankruptcy?I have been helping people file for bankruptcy since I was a law student, way back in 2006. Since that time the number 1 question I get...